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Curated privileges for those who deserve it.

PLUTO is a members-only app that offers you exclusive rewards, treats and sparkling surprises for paying your credit bill.

So How Does It Work?

We designed a private digital club where vibrant people with authenticity, responsibility and values come together.

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    Apply for Membership

    An outstanding digital reputation will help you to stand out from the crowd. Simply share your LinkedIn or Instagram profile to be qualified for the club.
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    Upload Receipt

    Gather a wealth of treats by uploading your credit card, car loan, or everyday spend receipts and earn equal PLUTO Credits.
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    A More Intelligent Way

    Discover brilliant AI assistance at your service and gain access to your spending, where your money goes, and discover opportunities to invest.
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    Exclusive Access

    Members-only offers, events, and one-of-a-kind experiences.

Snap. Play. Gain

A curated membership ensures that you receive unparalleled access to the very best of everything that life has to offer.

  • Turn Coffee or Fashion Spendings into Credits
  • Play on real intraday charts and monitor your progress
  • Challenge friends on the leaderboard
  • Earn Rewards & Privileges

Grow Your Pluto Credits Over Night

Not only your Pluto Credit is 1:1 to IDR 1, it is also linked with real-time Gold Price Movement. Every time the gold price spikes, your account goes with it. We'll be adding even more assets in the coming months.

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Apply to be a PLUTO member

The fast track to a privileged lifestyle.